Terms of Use
These Terms of Use govern your access to and use of the MyProgress Digital website located at myprogress.digital and any associated services provided by us. Please read these terms carefully before using the website. Continued use of the website constitutes acceptance of these terms.
Definitions
- Platform
- The website and any associated digital services operated by MyProgress Digital, accessible at myprogress.digital.
- User
- Any individual who accesses or uses the Platform, whether or not they have registered an account or enrolled in a course.
- Content
- All text, images, course materials, video, audio, graphics, software, and other materials made available through the Platform.
- Course Materials
- Educational content including but not limited to lesson modules, exercises, assessments, and downloadable resources made available as part of any course offering on the Platform.
- Operator
- MyProgress Digital, registered in Malaysia, with a principal place of business at 15, Jalan Kenari 5, Bandar Puchong Jaya, 47100 Puchong, Selangor.
- Applicable Law
- The laws of Malaysia, including but not limited to the Communications and Multimedia Act 1998, the Personal Data Protection Act 2010, the Computer Crimes Act 1997, and the Copyright Act 1987.
A. Access and Eligibility
The Platform is intended for use by individuals who are at least 18 years of age and are capable of entering into a legally binding agreement under the laws of Malaysia. By using the Platform, you represent that you meet these requirements.
We reserve the right to restrict, suspend or terminate access to the Platform at any time and for any reason, including where we reasonably believe that a user has violated these Terms of Use or applicable law. We do not guarantee uninterrupted access to the Platform.
B. Informational Purpose
The content published on this Platform is provided for general informational and educational purposes only. Nothing on the Platform constitutes professional advice of any kind, including but not limited to financial, legal, accounting, career or psychological advice. Users should seek qualified professional advice before acting on any information obtained from this Platform.
Course materials on financial literacy are descriptive and educational in nature. They do not constitute financial product advice, investment recommendations, or regulated financial services. MyProgress Digital does not hold any licence or authorisation from the Securities Commission Malaysia or Bank Negara Malaysia to provide financial advisory services.
C. Intellectual Property
All content on the Platform, including course materials, text, graphics, logos, icons and software, is the property of MyProgress Digital or its content licensors and is protected under the Copyright Act 1987 of Malaysia and applicable international intellectual property conventions.
Users are granted a limited, non-exclusive, non-transferable licence to access and view content on the Platform for personal, non-commercial educational purposes only. This licence does not permit:
- Reproduction, redistribution or republication of any content without prior written permission
- Commercial use of any course materials or platform content
- Modification or creation of derivative works based on Platform content
- Systematic downloading or scraping of content from the Platform
Any unauthorised use of content may constitute an infringement of copyright and other applicable laws.
D. User Conduct
When using the Platform, you agree not to:
- Use the Platform for any unlawful purpose or in violation of applicable Malaysian law
- Transmit any material that is defamatory, offensive, or otherwise objectionable
- Attempt to gain unauthorised access to any part of the Platform or its underlying systems
- Introduce malicious code, viruses or any software that may damage or interfere with the Platform
- Use automated tools to access, scrape or index the Platform without our express written permission
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
E. Limitation of Liability
To the fullest extent permitted by applicable Malaysian law, MyProgress Digital and its officers, employees and agents shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, the Platform or its content. This includes damages for loss of profits, data, goodwill or other intangible losses.
The Platform is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
F. Third-Party Links and Services
The Platform may contain links to third-party websites or services. These links are provided for convenience only. MyProgress Digital does not endorse, control or accept responsibility for the content, privacy practices or terms of any third-party website. Your use of third-party websites is at your own risk.
G. Modifications to the Platform and Terms
We reserve the right to modify, suspend or discontinue any part of the Platform at any time without notice. We may also revise these Terms of Use at any time by updating this page. The revised terms will be effective upon posting. Your continued use of the Platform following any revision constitutes your acceptance of the updated terms.
H. Governing Law and Jurisdiction
These Terms of Use are governed by and construed in accordance with the laws of Malaysia. Any disputes arising from or in connection with these terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts of Malaysia.
I. Contact
If you have questions or concerns about these Terms of Use, please contact us:
MyProgress Digital
15, Jalan Kenari 5, Bandar Puchong Jaya, 47100 Puchong, Selangor
Email: [email protected]
Phone: +60 3-8070 7875